Chamber Events

Investigate Working Capital Solutions Workshop
Location: Show map
Santa Rosa Metro Chamber
50 Old Courthouse Square, Suite 110
Santa Rosa, CA

Date: December 7, 2017
Time: 9:00 am - 11:00 am

Location:
Santa Rosa Metro Chamber
50 Old Courthouse Square, Suite 110
Santa Rosa, CA

Contact: Wendy Eaton
Phone: (707) 545-1414
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Registration

December 11 is the deadline to register your business with FEMA. We strongly encourage all businesses, whether they were directly impacted or not, to register with FEMA because it serves as the background for a number of other assistance options.

Even if your business did not sustain physical fire damage, yet you're feeling an economic impact, this FREE workshop is for you.

SBA can help businesses that have no physical fire damage that experienced economic losses because of the fire (providing loan funds for working capital to pay ordinary operating costs, employee payroll, etc.). The application deadline to apply for an economic injury disaster loan is July 12, 2018, but you'll want to take the first step by December 11, 2017 by registering with FEMA at disasterassistance.gov.

Although FEMA does not offer a direct assistance program for small businesses, SBA recommends that businesses register first with FEMA before applying for an SBA low-rate disaster loan – other business assistance programs or grants may become available in the months ahead, and FEMA shares it lists of impacted businesses.

Here are some of the reasons why you'll want to look into SBA programs:

  • There is no cost to apply for an SBA low-interest disaster loan 
  • If SBA approves a loan, you are not obligated to accept it
  • If you choose not to use an approved loan, SBA will offer you six months to change your mind and return to SBA and accept the loan funds
  • SBA loans have no processing fees
  • SBA loans have no prepayment penalty for making extra or additional payments or for paying off early
  • The application process may take up to four weeks so don’t wait to apply until you can’t pay your bills – you may need extra capital sooner than you project
  • SBA disaster business loans may be at an interest rate as low as 3.305%, loan amounts up to $2 Million, repayment terms of 15 or 30 years
  • SBA disaster loans can cover uninsured losses such as:
    • Reduced revenues due to the fire
    • Insurance policy deductible
    • Exterior buildings
    • Debris removal
    • Landscaping
    • Additional rebuilding costs required to comply with current building codes

This is a free workshop

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FOR ANY INQUIRIES,
PLEASE CALL OR EMAIL US:

Office: (707) 545-1414
Fax: (707) 545-6914

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Santa Rosa Metro Chamber
50 Old Courthouse Square
Suite 110
Santa Rosa, CA 95404

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